<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Kristyn Hillis Mortgages]]></title><description><![CDATA[Kristyn Hillis is a Victoria, BC mortgage broker specializing in self-employed borrowers, refinances, and reverse mortgages. Book a free consult.]]></description><link>https://www.kristynhillis.ca/blog</link><generator>RSS for Node</generator><lastBuildDate>Wed, 21 Oct 2026 08:32:53 GMT</lastBuildDate><atom:link href="https://www.kristynhillis.ca/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[What Does a Mortgage Broker Actually Do?]]></title><description><![CDATA[A mortgage broker can do much more than find you a rate. Here's what they actually do and why getting advice early can help you make better-informed mortgage decisions.]]></description><link>https://www.kristynhillis.ca/post/what-does-a-mortgage-broker-actually-do</link><guid isPermaLink="false">fdca3545-ecb3-46af-bed2-5086e549e2d0</guid><pubDate>Fri, 25 Sep 2026 11:15:48 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c8138ded7aac41ce9f0226b854fdf227.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Kristyn Hillis</dc:creator></item><item><title><![CDATA[Pre-Approval vs. Pre-Qualification: What’s the Difference?]]></title><description><![CDATA[Not sure whether you need a mortgage pre-qualification or pre-approval? Here’s what each one means and why getting prepared early can make buying a home easier.]]></description><link>https://www.kristynhillis.ca/post/pre-approval-vs-pre-qualification-whats-the-difference</link><guid isPermaLink="false">b266b8a8-0aea-4219-a764-65a048e0dceb</guid><pubDate>Thu, 24 Sep 2026 16:49:59 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_9f89aec11c734ada99051d8c2f59ae53~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Kristyn Hillis</dc:creator></item><item><title><![CDATA[Getting a Mortgage When You’re Self-Employed]]></title><description><![CDATA[Being self-employed doesn't mean you can't qualify for a mortgage. Learn how lenders assess self-employed income and why exploring your options early can make the process easier.]]></description><link>https://www.kristynhillis.ca/post/getting-a-mortgage-when-youre-self-employed</link><guid isPermaLink="false">6e20017a-b552-40d9-88ab-fdb68293c689</guid><pubDate>Sat, 19 Sep 2026 16:40:20 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_72c122879c564238a0a6cf5f4eff3918~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Kristyn Hillis</dc:creator></item><item><title><![CDATA[Your Mortgage Renewal Is a Chance to Reassess]]></title><description><![CDATA[Your mortgage renewal is more than a form to sign. Learn why it's worth reviewing your options and making sure your mortgage still fits your financial goals.]]></description><link>https://www.kristynhillis.ca/post/your-mortgage-renewal-is-a-chance-to-reassess</link><guid isPermaLink="false">a23cb99d-41aa-4377-a638-971fc4bc1b7f</guid><pubDate>Thu, 10 Sep 2026 07:00:00 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_946ed299ba604c37b101e33f510dd1c7~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Kristyn Hillis</dc:creator></item><item><title><![CDATA[How to Build Real Estate Wealth: The Equity Snowball Strategy]]></title><description><![CDATA[Learn how home equity can potentially help fund your next real estate investment and grow your portfolio over time.]]></description><link>https://www.kristynhillis.ca/post/how-to-build-real-estate-wealth-the-equity-snowball-strategy</link><guid isPermaLink="false">7c179349-874d-4c8e-aeae-65a122e5d03e</guid><pubDate>Thu, 03 Sep 2026 07:00:00 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_a352f344f2bd47b79d9cdbf5bfc4a953~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Kristyn Hillis</dc:creator></item><item><title><![CDATA[How Mortgage Lenders Really Read Your Credit Score]]></title><description><![CDATA[Your credit score might look great in your banking app, but it may not be the same score your mortgage lender sees. Here’s why understanding your full credit picture before applying matters.]]></description><link>https://www.kristynhillis.ca/post/how-mortgage-lenders-really-read-your-credit-score</link><guid isPermaLink="false">2da0c9e1-61f4-4993-8ac1-1e4faacf3cb4</guid><pubDate>Sun, 30 Aug 2026 16:20:35 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_2bd890e306614aaeb534cda5eb16324f~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Kristyn Hillis</dc:creator></item><item><title><![CDATA[BC Mortgage Advice 2026: A Modern Guide]]></title><description><![CDATA[The BC mortgage market is always changing. Get clear, personalized advice to help you navigate your options and make informed mortgage decisions.]]></description><link>https://www.kristynhillis.ca/post/bc-mortgage-advice-2026-a-modern-guide</link><guid isPermaLink="false">389043f7-9c2c-4f7f-bbb8-7d01e6288335</guid><pubDate>Sun, 11 Jan 2026 08:00:00 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_d5f9d678bfd94439a0f0f529ca4a41b6~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Kristyn Hillis</dc:creator></item></channel></rss>