Purchases & Pre-Approvals
Services
Purchases & Pre-Approvals
Know your buying power before house hunting
Rate lock for 60–120 days while you shop
Specialized programs for self-employed borrowers
Clear breakdown of all costs involved in purchasing
Expert guidance on mortgage terms and products
Key benefits
What is this service?
A mortgage pre-approval is your financial green light to start shopping. I'll review your income, credit, and debt to determine how much house you can afford—then lock in an interest rate so you're protected if rates rise. If rates drop, your locked rate drops too. This process takes the guesswork out of home buying and puts you in a strong position when making an offer.
Who it's for
Whether you're buying your first home, you're self-employed with non-traditional income like commissions or gig work, or you simply want clarity on your budget before you start shopping, a pre-approval is your first step. First-time homebuyers, self-employed professionals and business owners, and anyone with non-traditional income can all benefit from understanding their buying power before entering the market.
How it works
Start by contacting me with a brief summary of your financial situation. I'll gather the documents I need—recent pay stubs, tax returns, and proof of your down payment. We'll discuss your timeline, preferred mortgage term, and any concerns you have. Then I shop multiple lenders to find the best rate and program for you. You'll receive a pre-approval letter and a locked rate valid for 60–120 days, giving you the confidence to shop and make competitive offers.
It starts with a conversation.
Let's talk.
Tell me a bit about your situation and I'll show you what's possible.
